How can we divide personal property without going crazy?

Sometimes it is most difficult in divorce cases to divide personal property -the “stuff” accumulated over the years of a relationship. When people share their lives with each other, they also share and accumulate a lot of personal property. Sometimes the task of dividing the household furniture, furnishings and appliances can be a real struggle. Not only can it be difficult to physically divide and value the assets, it can be a real emotional rollercoaster.

I mediated for a divorcing couple recently, who had their most difficult struggles dividing the pots, pans, furniture, washer, dryer, stereo and those little knick-knacks they picked up at the swap meet over the years. Worse they were on the “pack rat” side of things so they accumulated a lot of things together. Each item represented something important. One piece of artwork reminded them of their romantic vacation in Mexico. The silver they had purchased together to celebrate their 25th wedding anniversary. The little statuette on the mantel was a gift from their child. All through the house they saw many symbols of their relationship and all that they had invested in each other. As a result, a task to divide personal property was extremely painful.

Here are some tips to help you divide personal property:

Understand that the court would only award a household asset at garage sale value.

divorce, personal property, divide personal property, san diego divorce attorneyUnless it is a Steinway Grand Piano or a rare piece of artwork, the chances are high that your stuff is not worth nearly what you may think. While you are looking at the values of things, think of what you would, as an objective outsider, pay for the item at a garage sale or a flea market. Be careful not to allow emotions to “inflate” in your mind the value of the flatware or the coffee maker. Yes we know that the teddy bear collection is absolutely adorable, but honestly, what would a third person really want to pay for it. Use common sense and don’t allow your emotions to cloud things for you when you divide personal property.

Do it yourself.

It is really not cost effective to pay your attorney $300 plus per hour to fight about who gets which couch or who gets the bath mat. If it’s a high dollar asset such as expensive artwork or collectable antiques, you may want to use your professionals. But, for most things it makes more sense to save the money and do it yourself.

Do an inventory first.

It’s a good idea early in the process and before you start dividing things to make a list. If time is a problem, I often recommend going through the house with a video camera and speaking about each item as you tape. You can then go make your list later.

Make a list to divide personal property.

In fact, make several lists. I suggest four columns. Column 1 means he gets it. Column 2 means she gets it. Sell everything you list in column three and divide what money you get equally. Column 4 is for those things in your closet to throw away or donate like the polyester suit in the closet, your old beta video tapes or the pile of Louis L’Amour novels that you haven’t read in twenty years. Notice, I am not including a list for items about which you cannot agree. I am a big believer in using the old Solomon method. If you can’t agree on who gets it, then sell it or donate it. You simply can’t afford, for most items, to spend the time arguing and spending money on your attorneys. One idea, if you are stuck, is to just take turns picking items you can’t agree on until they are gone. Another idea is to give extremely sentimental items as gifts to your children.

Make a plan for photographs and videos.

I recommend that you choose a date when each of you will make photographs and videos taken during the marriage available to the other. The person making the photograph or video available will allow the other to choose which ones he or she would like to duplicate. There are services available that can duplicate photographs and even restore some of them for you for a reasonable fee. You can also convert your old vhs to digital so that you both can keep a copy of your videotapes with yourselves. With today’s computers, scanners and printers, you might be able to do a lot of this yourselves. Each of you should share equally in the duplication costs.

Pets, according to the law, are property.

I have had many clients tell me how their pets have become nearly as important to them as children. They are often surprised to learn that the court deals with them not as living things so much as property. Few courts will entertain a pet “custody battle.” Remember, a court has the ability to truly play Solomon with your pets and order them sold. I advise parties to do everything they can to work it out relating to the pets. Do everything possible to consider your pets’ needs and do what is best for them rather than allowing them to become an issue of property division.

Be careful if there is a history of domestic violence.

In cases where there has been domestic violence, sometimes it is difficult to sit together and divide personal property. In such instances, it is probably advisable to go ahead and use your attorney as at least a go between. Naturally, if there are restraining orders in place, it would be impossible to meet face to face. But the same ideas described above apply. It is just you will need to make arrangements to inventory the house without the other being present and with proper legal arrangements. Don’t violate a restraining order just to get some stuff out of the house.

I have had many clients tell me that the process of dividing the personal items was a healthy cleansing process.

One client told me, it was nice to get rid of some of our old, useless stuff and start over for a fresh, clean break. If even after following these steps, a couple still finds it difficult emotionally, I recommend making use of a divorce coach, who can even come to your home while you do the division. Typically using a single divorce coach is much more cost effective than using your attorneys to divide household items.

If both parties approach the task to divide personal property with a fair, patient and open mind they will likely be successful in doing the division with little to no attorney intervention. The court’s are particularly happy when parties can reach agreements on their own. Parties should be careful not to allow the division of things bring unnecessary conflict. Remember, they are just things and not people.

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Doing your Divorce with a Child Specialist

child specialist san diego divorce

My friend and colleague, San Diego Divorce Attorney Fran Setzer, wrote a great post about using a neutral Child Specialist to help with divorce proceedings.

A neutral Child Specialist, who is a mental health professional experienced with children and divorce, can be an excellent resource for parents and really puts the needs of the children front and center.  I am a big fan of bringing the right specialized resource to the right situation.  A Child Specialist is the perfect tool when considering the needs of kids in a divorce.

Read Fran’s post at the Collaborative Family Law Group of San Diego Blog here: http://collaborativefamilylawsandiegoblog.com/do-you-need-a-child-specialist-for-your-divorce/ 

Will I Be Able To Keep The House in the Divorce?

Will I Be Able To Keep The House in the Divorce?

Many folks express a desire to keep the house in the divorce.

This is usually done by buying out the other party’s interest in the residence. This involves not only paying off the former spouse for his or her half of the equity, but usually involves a refinance to move the mortgage into your name only. While keeping the house may sound like what you want, it is very often a poor decision. It won’t be helpful to make yourself house poor to keep the house. Here are some points to consider when considering whether it’s a good idea to keep the residence or not:

To keep the house in the divorce is probably not about the kids.

While you may be thinking that the kids will need you to keep the house in the divorce, the reality is that it is often not true that a move will harm the children. Surely the kids won’t benefit if you put yourself into bankruptcy. Be careful that your thoughts and emotions are clear so that you are not allowing your own emotions and insecurities to cloud your judgment.

Don’t give away your retirement to keep the house in the divorce.

People will often try to find money in their retirement assets to trade for the residence buyout. While retirement may seem far away, it may be closer than your realize. Think twice about raiding your retirement. You won’t be able to enjoy your real estate in your old age if you can’t retire. Therefore, do not overdo it when it comes to keeping the house in the divorce. It may deplete your current savings.

Consider costs of sale.

If you sell your house as part of the divorce proceeding, you will be able to split the costs of the sale.  In the event you do a buy-out, you will be stuck with the entire burden of costs of sale should you choose to sell later. The Courts rarely give a credit to the person keeping the residence for potential costs of sale. Additionally, there are usually substantial points and fees required for a refinance.

Consider your cash flow.

Remember, owning a house costs money. Make sure after support, you have sufficient cash flow to maintain the residence, mortgage, property taxes, maintenance, HOA fees, etc. You don’t want to be in a situation where you are cash poor and unable to pay your bills.

Talk to a Certified Divorce Financial Analyst (CDFA)

Don’t rely on your lawyer for financial advice in making the important decision of whether to keep the house. You may find that it makes perfect sense to keep it, but make sure that you receive advice to help you plan for how you will do and how you will make keeping the house part of an overall strategy for your future. Hire a financial professional to get the best advice you can.

Many of my clients do choose to keep the house in the divorce. I feel better about those clients who consider the question carefully and weigh all of the relevant information before making a choice.

Reducing Reactivity in Divorce

Sometimes a divorce or family law case can be like a perfect storm.  The fissile material of fear, hurt and anger can lead people to make terrible choices as they navigate a very difficult legal process.  This video offers tips on how to reduce reactivity in divorce to help encourage a peaceful, cost-effective and amicable divorce.

We Don’t Get Along Very Well. How Can We Possibly Mediate Our Divorce?

Conflict between the man and the woman prior to divorce mediation

Peace and harmony are not prerequisites for divorce mediation.

Some people believe that a prerequisite for consensual dispute resolution options like Divorce Mediation or Collaborative Practice is that the parties have to get along or trust each other. That is simply not the case!

A good divorce mediator or collaborative practitioner knows how to get to the heart of the issues even when there is significant conflict. We consensual dispute resolution (CDR) professionals understand that people need our services when there is a dispute to resolve. Conflict is an inherent part of dispute resolution.

CDR professionals are not afraid of conflict.

They have training to get to the heart of what is keeping you from settling. I call these “fault lines”.  A significant part of my work with couples in divorce mediation is taking the time to really listen and understand where the fault lines are and what is causing them. That way I can help.

With divorcing couples, I never just expect things to be easy. After all, you are divorcing for a reason. Surely things up until now have not been all butterflies and rainbows.

My mission is to bring humanity to legal situations to clarify the dynamics of each unique situation in a manner that reveals options for settlement, preserves the long-term interest of the family, and empowers the individual client. I have a profound ability to get into the world my clients are experiencing and feeling to uncover the necessary clarity in each divorce relationship dynamic. From there, I can use my gifts to bring a sense of calm, resolve and hope that could never be reached in adversarial litigation.

So, I take time. I listen – carefully. I try to help bridge the gaps. It’s often quite emotional. It’s only rarely easy. But, if the parties work hard to stretch to find a settlement, I can usually help.

If you are having trouble getting along, don’t let that stop you. There are few cases that must go to court. It’s my job to get you past the conflict and help you find peace for you and your family.